About
M. Koles & Associates
 M.
Koles & Associates LLC is an independent insurance
agency providing financial protection and risk management
solutions to businesses and families. As independent
agents we work on your behalf to bring you the best
coverage at the most competitive price we can obtain.
Our licensed staff coordinates with you to establish
a comprehensive plan suited to your specific needs.
Throughout the relationship we offer professional advice
acting solely on your behalf.
The principal of the agency, Martin Koles has served
as president of the Professional Insurance Agents Association
of New York and as a director of the Council of Insurance
Brokers of New York. In addition he has authored several
articles and consults in the insurance field. He is
an engineering graduate from Carnegie-Mellon University.
His early career was engaged in design and construction
during which time he earned the prestigious Professional
Engineer designation and an MBA in business management.
He later managed businesses engaged in importing and
wholesaling of industrial hardware before entering
insurance profession.
“A good insurance agent brings a professional
business perspective to the client relationship and
earns the right to be a valued advisor.” We are
committed to listening carefully to you to obtain a
clear understanding of your goals as they relate to
your most important objectives – protecting your
business, your assets, and your family.
Our clients come from all industries and backgrounds.
This gives us a broad perspective to craft tested insurance
solutions to help you. Over the years we have developed
specific expertise in certain areas of specialty.
- Insurance protection for the Diplomatic Community
including
- Consulates & UN Missions
- Diplomatic Autos
- Health and Employee Benefit Plans
- Diplomat Housing
- Comprehensive Protection for “Black Car” Transportation
Dispatch Companies including Hired Auto and Non-Owned
Auto Coverage
- Residential Real Estate
- Consultation and Coverage for the Affordable
Housing Industry
- Co-Op and Condo Building Owners
- Apartment Buildings
- Mixed Use Buildings
- Construction
- General Contractors
- Artisan Contractors
- Owners Acting as Contractors
Professional Associations
- Professional Insurance Agents (PIA)
- Council of Insurance Brokers of Greater NY
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