Our Specialties
Our clients come from all industries and backgrounds. This gives
us a broad perspective to craft tested insurance solutions to help
you. Over the years we have developed specific expertise in certain
areas of specialty.
Insurance for the Diplomatic Community
M. Koles & Associates LLC specializes in providing insurance
protection for diplomatic consulates, missions, and personnel. You
choose from a complete range of services that includes risk assessment,
development of a customized insurance program, placement of your
insurance, employee benefits package, and assistance with claims
management.
As part of our services, we will provide you at no cost a full appraisal
of your present insurance coverage. The summary report will
identify the insurance you require compared to the limits of insurance
you currently have. We will clearly identify any deficiencies or
recommendations for improvement.
We specialize in diplomatic insurance. As your representative, we
undertake this task and apply our professional skills to control your expenses
and relieve you of much of the administrative burden. Our aim is to provide
you with the correct insurance at the lowest possible cost.
Our agency works with a number of top rated insurance companies that
have experience providing the financial protections for the diplomatic
community. We provide coverage for your business and personal property,
protection against liability law suits, compliance with state employers’ liability
requirements, and employee benefits such as health, life, and disability
insurance.
- Consulates & UN Mission
- Health Plans
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Brochures:
Contact Us
“Black Car” Transportation Dispatch Companies
Complete and comprehensive insurance for New York based “Black
Car” Dispatch Companies. If you operate a luxury car dispatch
company we have the insurance program you need to protect your business.
Our suite of insurance coverage options is designed to meet the challenge
of complying with the insurance demands of your corporate clients
and those who utilize the luxury car dispatch industry for their
transportation needs.
- Business Liability
- Hired & Non-Owned Auto Liability
- Employer’s Liability
- Health Insurance Plans
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- Buildings and Property
- Communications Equipment
- Computer & Electronic Equipment
- Equipment Breakdown
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Put our experience to work for you - Contact Us
Residential Real Estate
Attention
Building Owners! We know real estate and put our knowledge
to work for you. We have helped many property owners develop a professional
insurance and risk management program at the most competitive rates.
- Specialists in the Affordable Housing Industry
- Co-Op and Condo Building Owners
- Apartment Buildings
- Mixed Use Buildings
You select the level of service best suited for
your business – from
insurance brokerage to complete risk management administration. If
you want better service and expert advice at a lower cost, it’s
time to get to know us.
Contact Us
Construction
Tackling the complexities of construction risks takes experience
and expertise. We have both. Before entering the insurance industry
Martin Koles was employed for many years as a senior level engineer
in the design and construction of major facilities. From sub-contracted
exposures to loss control, from artisans to general contractors,
we know construction.
- General Contractors
- Artisan Contractors
- Owners acting as Contractors
Contact Us
Restaurants
M. Koles & Associates LLC offers complete restaurant insurance
packages to provide you with the best and most affordable coverage
available in the marketplace. We can include all the important coverages
essential to the restaurant owner.
- Business Liability
- Auto Liability
- Workers' Compensation
- Crime Coverage
- Spoilage
- Signs & Awnings
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- Business Property
- Restaurant Equipment
- Buildings and Improvements
- Mechanical Breakdown
- Customers Property
- Glass
- And Many More
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Ask for a free evaluation.
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