Our Specialties

Our clients come from all industries and backgrounds. This gives us a broad perspective to craft tested insurance solutions to help you. Over the years we have developed specific expertise in certain areas of specialty.

M. Koles & Associates

Insurance for the Diplomatic Community

M. Koles & Associates LLC specializes in providing insurance protection for diplomatic consulates, missions, and personnel. You choose from a complete range of services that includes risk assessment, development of a customized insurance program, placement of your insurance, employee benefits package, and assistance with claims management.

As part of our services, we will provide you at no cost a full appraisal of your present insurance coverage.  The summary report will identify the insurance you require compared to the limits of insurance you currently have. We will clearly identify any deficiencies or recommendations for improvement.

We specialize in diplomatic insurance.  As your representative, we undertake this task and apply our professional skills to control your expenses and relieve you of much of the administrative burden. Our aim is to provide you with the correct insurance at the lowest possible cost.

Our agency works with a number of top rated insurance companies that have experience providing the financial protections for the diplomatic community. We provide coverage for your business and personal property, protection against liability law suits, compliance with state employers’ liability requirements, and employee benefits such as health, life, and disability insurance.

  • Consulates, UN Mission & Embassies
  • Health Plans
  • Diplomat Auto
  • Housing

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“Black Car” Transportation Dispatch Companies

Complete and comprehensive insurance for New York based “Black Car” Dispatch Companies. If you operate a luxury car dispatch company we have the insurance program you need to protect your business. Our suite of insurance coverage options is designed to meet the challenge of complying with the insurance demands of your corporate clients and those who utilize the luxury car dispatch industry for their transportation needs.

  • Business Liability
  • Hired & Non-Owned Auto Liability
  • Employer’s Liability
  • Health Insurance Plans
  • Buildings and Property
  • Communications Equipment
  • Computer & Electronic Equipment
  • Equipment Breakdown

Put our experience to work for you. Contact Us!

Residential Real Estate

Attention Building Owners!   We know real estate and put our knowledge to work for you. We have helped many property owners develop a professional insurance and risk management program at the most competitive rates.

  • Specialists in the Affordable Housing Industry
  • Co-Op and Condo Building Owners
  • Apartment Buildings
  • Mixed Use Buildings

You select the level of service best suited for your business – from insurance brokerage to complete risk management administration. If you want better service and expert advice at a lower cost, it’s time to get to know us.

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Tackling the complexities of construction risks takes experience and expertise. We have both. Before entering the insurance industry Martin Koles was employed for many years as a senior level engineer in the design and construction of major facilities. From sub-contracted exposures to loss control, from artisans to general contractors, we know construction.

  • General Contractors
  • Artisan Contractors
  • Owners acting as Contractors

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M. Koles & Associates LLC offers complete restaurant insurance packages to provide you with the best and most affordable coverage available in the marketplace. We can include all the important coverages essential to the restaurant owner.

  • Business Liability
  • Auto Liability
  • Workers’ Compensation
  • Crime Coverage
  • Spoilage
  • Signs & Awnings
  • Business Property
  • Restaurant Equipment
  • Buildings and Improvements
  • Mechanical Breakdown
  • Customers Property
  • Glass
  • And Many More

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September 8th, 2012 by M. Koles & Associates LLC